NoFraud intercepts fraudulent transactions in real-time before they are ever sent to your gateway for processing.
Gateway
Cart
NoFraud
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Declined transactions are bounced back to the customer while they are still at the cart. NoFraud sits between your site and the gateway for real-time fraud prevention. Approved transactions are passed along to the gateway for uninterrupted processing.
NoFraud gives you decisions you can rely on, not a score or a rule engine that requires expertise to manage.
Pass
Fail
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Card Holder Verification (< 0.5% of transactions)
For transactions where a Pass or Fail decision is not available, NoFraud contacts the cardholder for verification.
Cardholder
Cart
NoFraud
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Transactions in this process show as “Pending” in the merchants back-end until they are verified. NoFraud uses contact information linked to the cardholder to conduct Cardholder Verifications. Customer's response is passed back to the merchant for processing or cancellation.